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Preparing your financial survival kit. Story from Whitby Newsbrief, October 2013 pg 14. Financial Adviser Richard Myers writes exclusively for residents in Whitby, Pauatahanui, Camborne, Plimmerton, Mana and Paremata...
Natural disasters are unpredictable and in many cases can be life changing. The recent shakes have got us all talking about and actively putting our survival plans in place. And while our main emphasis is on preparing for the immediate survival of our families, for example meeting points, food and water, we shouldn't overlook our financial needs and possible financial issues we might face as soon as we've established that our loved ones in Whitby and beyond are okay.
Be prepared for the fact that banks could be disrupted, limiting access to cash. Government assistance, insurance, and other financial relief may not return you to the financial position you currently enjoy. Ultimately, you'll remain responsible for all your debts and other financial obligations, and as soon as disaster hits, you'll start to feel the pressure. However, it won't hurt as much if you are prepared.
Consider the following tips to help manage your financial situation:
Have spare keys cut and stored.
Most importantly - do it today and stay safe.